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Want more profits?
Stop paying fees.
BackPAY helps small business owners take advantage of new legislation, save THOUSANDS of dollars in monthly processing fees, and get PAID for accepting credit cards!

As featured on

Want more profits?
Stop paying fees.
New legislation saves small businesses thousands of dollars on credit card fees every month!

As featured on

"Surcharging Is Poised to Gain Momentum As State Bans Fall..."
    Once banned, credit card surcharges gain momentum in 2021. Recent rulings from State lawmakers assert that the restriction of merchants to pass credit card fees to the consumer is an unconstitutional restriction of speech. As now more than 80% of transactions in the United States are paid by credit card, business owners are no longer willing to pay for consumer rewards. BackPAY is helping small businesses to take advantage of these new laws in their State.

Learn how YOU, the business owner, can earn monthly commissions for accepting credit cards when you switch to Zero-Fee Processing with BackPAY. Our network of wholesale processors will even provide FREE credit card terminals and software to manage your business.

This Historic Change in the Payments Processing Industry

Save $500-$5000 every month for your family

Upgrade your business to PCI Compliance security standards

Get FREE equipment from credit card processors.

STOP giving away your early-retirement

STOP paying for your customers' airline miles

STOP being kept in the dark...your rates never change

How Small Businesses Are Eliminating Processing Fees...
Saving Thousands of Dollars Every Month!

What is Zero-Fee Processing?

 Accepting electronic payments has become a necessity and significant expense to business owners. Surcharging, sometimes also referred to as Cash Discount Processing, allows merchants to pass the cost of processing back to the customer. For those patrons choosing to make their purchase with cash, the additional surcharge is removed. You may have seen gas station signage notifying customers of a lower price per gallon for those paying with cash. While previously disallowed in other industries, surcharges have existed for decades.

Today, depending on how the transaction is presented to the consumer and the State your business operates within, Zero-Fee Processing is legal in all 50 States...but there are regulations business owners MUST follow in order to be compliant.

Upon approval of your new Merchant ID, BackPAY will provide you with the proper signage, registered processing platform, and pre-programmed terminals to meet today's latest compliance standards...at ZERO cost to you.

Customer Receipt Samples

Cash Receipt

Cash Receipt                   

Credit Card Receipt

            Credit Card Receipt

BackPAY For Business Owners
BackPAY is revolutionizing the payments industry by helping business owners to earn monthly commission on their own credit card processing!

BackPAY is a completely FREE service that rewards YOU, the business owner, for accepting credit cards. Switch to Zero-Fee Processing with BackPAY and get PAID monthly sales commissions, directly deposited into your business bank account...EVERY month.

And... Hundreds of Small Business Owners Just Like You Are Already Taking Advantage of This New Legislation

"I Was Using Venmo..."
"I was using Venmo to avoid processing fees before signing up with BackPAY. Now my clients are tipping higher with sign-on-screen tip prompts and the use of credit, I receive customer feedback surveys with each email/text receipt, and I can access all of my sales data from the online portal or mobile app!"                                                                                                                                                                                                    - Jessica, Cactus Bloom Pet Spa
"Now we are saving over $3000..."
"Before Adam told me about Cash Discount Processing, I was going to stop accepting credit cards for my business. Now we are saving over $3000 in merchant processing fees every month. I love my customers, but couldn't afford to continue to pay for their airline miles! "                                                                                                                                                                                                                                                                        - Bill, Central Park Tap
"I Was Using Venmo..."
"Before Adam told me about Cash Discount Processing, I was going to stop accepting credit cards for my business. Now we are saving over $3000 in merchant processing fees every month. I love my customers, but couldn't afford to continue to pay for their airline miles! "                                                                                                                                                                                                                                                                                                                                                  - Bill, Central Park Tap

Hundreds of Merchants
Just Like You Are Already Taking Advantage of This New Legislation

"I Was Using Venmo..."
     "I was using Venmo to avoid processing fees before signing up with BackPAY. Now my clients are tipping higher with sign-on-screen tip prompts and the use of credit, I receive customer feedback surveys with each email/text receipt, and I can access all of my sales data from the online portal or mobile app!"                                                                                                            - Jessica, Cactus Bloom Pet Spa
"Now we are saving over $3000..."
     "Before Adam told me about Cash Discount Processing, I was going to stop accepting credit cards for my business. Now we are saving over $30000 in merchant processing fees every month. I love my customers, but couldn't afford to continue to pay for their airline miles!"

                                - Bill, Central Park Tap

BackPAY Profit Calculator

Calculate how much your business can save by switching to BackPAY!

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BUT... BackPAY doesn't work for everyone.

  • Hate Long-Term Contracts
  • ​So do we! Your Merchant Agreement will be directly with one the largest acquiring banks in the world, month-to-month...as every service should be!

  • Need to Accept ALL Payment Types
  • ​No problem. Your equipment will accept all card types, is EMV and NFC-ready for contactless payment; Contactless Card, Apple Pay, Google Pay, and Samsung Pay.

  • ​Want to Get Paid to Process Credit Cards
  • ​BackPAY cuts out the middle man and pays you instead! We think the industry owes you some money, so we went out and found it.

  • Worried About Cash Flow During COVID-19
  • Don't feel like a victim during this crisis, there are steps you can take to pivot and continue to grow! Oh yeah, and your equipment is FREE.

  • Tired of Shopping Rates
  • ​Your processing is truly FREE...NO statement fees, NO batch fees, NO processing fees. And your rates will NEVER change for the life of the account.

  • ​Don't Know Your State's Laws
  • ​That's OK! Your free equipment will be shipped to you pre-programmed for compliance and ready to use.
  • Hate Long-Term Contracts ~ So do we! Your Merchant Agreement will be directly with one the largest acquiring banks in the world, month-to-month...as every service should be!
  • Need to Accept ALL Payment Types ~ No problem. Your FREE equipment will accept all card types, is EMV and NFC-ready for contactless payment; Contactless Card, Apple Pay, Google Pay, and Samsung Pay.
  • ​Want to Get Paid to Process Credit Cards ~ BackPAY cuts out the middle-man and pays you instead! We think the industry owes you some money, so we went out and found it.
  • Worried About Cash Flow During COVID-19 ~ Don't feel like a victim during this crisis, there are steps you can take to pivot and continue to grow! Oh yeah, and your equipment is FREE.
  • Tired of Shopping Rates ~ Your processing is truly FREE...NO statement fees, NO batch fees, NO processing fees. And your rates will NEVER change for the life of the account.
  • ​Don't Know Your State Regulations ~ That's OK! Your FREE equipment will be shipped to you pre-programmed for compliance and ready to use.
  • Pest Control
  • ​Fishing / Hunting
  • Landscaping Services
  • ​Lawn Care Services
  • ​Automotive Repair
  • ​Consultants
  • ​Marketing / Advertising
  • ​Non-Profit Organizations
  • ​Fine Dining
  • ​Retail Sales
  • ​Technology Services
  • AC & Heating
  • ​Construction
  • ​Contractors
  • ​Equipment Rental
  • ​Plumbing
  • ​Remodeling
  • ​Repair / Maintenance
  • ​Child Care Services
  • ​Accountants
  • ​Pawn Brokers
  • ​Tax Preparation
  • Bakery
  • ​Grocery Stores
  • ​Convenience Stores
  • ​Restaurants / Bars
  • ​Truck Stops
  • ​Athletic Trainers
  • ​Chiropractic Offices
  • ​Dental Offices
  • ​Optometrists
  • ​Car Wash
  • ​Auto Parts / Sales

If that sounds like you, Apply For BackPAY TODAY...

  • Pest Control
  • ​Fishing / Hunting
  • Landscaping Services
  • ​Lawn Care Services
  • ​Automotive Repair
  • ​Consultants
  • ​Marketing / Advertising
  • ​Non-Profit Organizations
  • ​Fine Dining
  • ​Retail Sales
  • ​Technology Services
  • AC & Heating
  • ​Construction
  • ​Contractors
  • ​Equipment Rental
  • ​Plumbing
  • ​Remodeling
  • ​Repair / Maintenance
  • ​Child Care Services
  • ​Accountants
  • ​Pawn Brokers
  • ​Tax Preparation
  • Bakery
  • ​Grocery Stores
  • ​Convenience Stores
  • ​Restaurants / Bars
  • ​Truck Stops
  • ​Athletic Trainers
  • ​Chiropractic Offices
  • ​Dental Offices
  • ​Optometrists
  • ​Car Wash
  • ​Auto Parts / Sales

2-DAY MERCHANT APPROVAL

We want to know ALL about your business! What are the struggles you face today and how can we help? What type of hardware do you need or wish you had? Within moments of our first call, we'll know if BackPAY is a good fit and have your new Merchant ID, directly from the world's largest processors...within 2 Business Days!

2-DAY MERCHANT APPROVAL

We want to know ALL about your business! What are the struggles you face today and how can we help? What type of hardware do you need or wish you had? Within moments of our first call, we'll know if BackPAY is a good fit and have your new Merchant ID, directly from the world's largest processors...within 2 Business Days!

FREE HARDWARE & SOFTWARE

Your free credit card equipment will be programmed and shipped upon approval of your account. Wholesale partnerships with Dejavoo, Poynt, and Clover ensure you will replace your old hardware with the latest technology the payments industry has to offer. Accept contactless payments, track your sales in real-time, and collect consumer loyalty data!

FREE HARDWARE & SOFTWARE

Your free credit card equipment will be programmed and shipped upon approval of your account. Wholesale partnerships with Dejavoo, Poynt, and Clover ensure you will replace your old hardware with the latest technology the payments industry has to offer. Accept contactless payments, track your sales in real-time, and collect consumer loyalty data!

FREE CREDIT CARD PROCESSING

Yes, FREE...100% FREE. Your hardware will arrive pre-programmed to add a small service fee to each transaction that will pay the processor automatically each month. You receive 100% of the purchase price for your goods and services; no more giving 3-4% of your revenue to credit card companies each month. No more paying for consumer airline miles!

FREE CREDIT CARD PROCESSING

Yes, FREE...100% FREE. Your hardware will arrive pre-programmed to add a small service fee to each transaction that will pay the processor automatically each month. You receive 100% of the purchase price for your goods and services; no more giving 3-4% of your revenue to credit card companies each month. No more paying for consumer airline miles!

START EARNING BACKPAY

With direct wholesaler processing, BackPAY will list you as the Sales Agent of Record for your own account. This means you will receive credit card processing profits from the largest acquiring banks in the world, directly deposited...EVERY MONTH! The more credit card sales your business makes, the more commission you receive.

START EARNING BACKPAY

With direct wholesaler processing, BackPAY will list you as the Sales Agent of Record for your own account. This means you will receive credit card processing profits from the largest acquiring banks in the world, directly deposited...EVERY MONTH! The more credit card sales your business makes, the more commission you receive.
There's ZERO risk to give us a try!
No Worries OR Risk...
BackPAY Comes With A
100% Satisfaction Guarantee
Month-to-Month Contract
Most merchant processors will have you sign a 10-page contract that locks you in for 3 years...BackPAY will provide a 2-page Merchant Application directly from Global - TSYS, one of the largest processing companies in the world, cancel any time.

ZERO Cost to You
Your pre-programmed hardware is completely FREE. If you decide that Cash-Discount Processing is not for you or your customers, BackPAY also offers Traditional Processing. And if you simply don't like BackPAY, for ANY reason...we will provide you a pre-paid shipping label to return the equipment to us, and you can go right back to your preferred processor, no questions asked.
There's ZERO risk to give us a try!
No Worries OR Risk... BackPAY Comes With A
100% Satisfaction Guarantee
Month-to-Month Contract.  Most merchant processors will have you sign a 10-page contract that locks you in for 3 years...BackPAY will provide a 2-page Merchant Application directly from Global - TSYS, one of the largest processing companies in the world, cancel any time.

ZERO Risk.  Your pre-programmed hardware is completely FREE. If you decide that Cash-Discount Processing is not for you or your customers, BackPAY also offers Traditional Processing. And if you simply don't like BackPAY, for ANY reason...we will provide you a pre-paid shipping label to return the equipment to us, and you can go right back to your preferred processor, no questions asked.
With hardware by Poynt, Pax, Clover, and Dejavoo... BackPAY will design the perfect POS system for your business.

We pair the latest technology in credit card terminals with wholesale processing and all the peripherals your business needs.
Manage from anywhere.
With Merchant Dashboard and Mobile Apps you can...
  • Monitor sales in real-time
  • ​Run dozens of reports
  • ​Perform voids and refunds
  • ​Charge credit cards online
  • ​Manage customer loyalty
  • ​Integrate Quickbooks Online
Manage from anywhere.
With Merchant Dashboard and Mobile Apps you can...
  • Monitor sales in real-time
  • ​Run dozens of reports
  • ​Perform voids and refunds
  • ​Charge credit cards online
  • ​Manage customer loyalty
  • ​Integrate Quickbooks Online
Earn more tips.
Fully customizable tip prompts will urge your clients to show their appreciation.

Sign-on-screen.

Store every signed receipt in the cloud with onscreen signature capture.
Build your customer list.
Collect customer feedback surveys and contact information with email and text receipts.
Earn more tips.
Fully customizable tip prompts will urge your clients to show their appreciation.

Sign-on-screen.

Store every signed receipt in the cloud with onscreen signature capture.
Build your customer list.
Collect customer feedback surveys and contact information with email and text receipts.

My name is Adam, and just like you, I could never make sense of my credit card statements...

     After more than 12 years as a hospitality retail owner-operator, choosing a new career path in payments technology was my attempt at an easier life...one that would allow me to work less hours and focus on my family. I went on to work with one of my favorite multi-national point-of-sale software companies; one that I had used in my businesses for the better part of those years.

     Now I am on a mission to share everything I know and to leverage the relationships I have made in the payments world to partner with small business owners across the nation. I will show you how to get back pay from an industry that has been in your pockets for as long as you've been a business owner.

Contact Us

If you have questions about our products and services, we'd love to hear from you!

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1090 S. Gilbert Rd
Suite 106-190
Gilbert, AZ 85296

480-401-2454
sales@getbackpay.com

Copyright 2020 BackPAY™. All rights reserved.
Copyright 2020 BackPAY™. All rights reserved.